FAQs

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What does a mortgage broker do differently to the banks?
How much can I borrow?
How much do I need for a deposit?
I’ve found a house so now I need to know what the best home loan option is for me?
Now I have decided on the lender should my loan be fixed or variable?
Will I be able to make extra mortgage repayments on my loan?
What is Lenders Mortgage Insurance and do I have to pay it?
Will there be any bank fees and charges associated with my home loan application?
Will I have to pay Stamp Duty?
Will I need a solicitor or conveyancer?
I have decided on building my first home, what grant is available to me?
I have read that in certain regions there are localised grants are available?
How do I apply for the grants?
How long does the process take for my mortgage application to be approved?

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